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Program at a Glance
Program
Finance, MS
Format
Online, Hybrid
Total Units
30
Requirements
No GMAT or
GRE Required
Fall ’25 Early Application Deadline

July 13
Program Overview
The Master of Science in Finance (MSF) program offers advanced training in corporate finance and investment management. This specialized curriculum, which emphasizes practical skills and theoretical knowledge, prepares students for diverse roles such as financial analyst, investment banker, portfolio manager, risk manager, and corporate financial officer.
Golden Gate University’s MS in Finance program has been recognized by the Chartered Financial Analyst (CFA) Institute as part of its University Affiliation Program. This affiliation signals to employers that the MSF curriculum is closely tied to the practice of financial management and helps prepare students for the CFA exams, enhancing graduates’ credentials and career prospects across various finance specializations.
The MSF degree program is for students who have made a professional commitment to finance and seek to equip themselves with a comprehensive array of analytical tools and techniques applicable across the finance industry. As a STEM-designated degree program, it underscores the quantitative rigor of our curriculum and may offer extended OPT for international students.
Located in the heart of San Francisco’s Financial District, Golden Gate University provides networking and internship opportunities through its 68,000-strong alumni network and extensive relationships with the local financial community. Our strategic location offers students unique exposure to diverse financial sectors, from traditional banking to innovative fintech startups.
Students can earn this degree entirely online or through a combination of online and in-class courses, all taught by experienced faculty using consistent, high-quality materials. This flexibility allows working professionals to advance their careers while balancing other commitments.
Degree Highlights
Online or Hybrid Courses
30 Credits
STEM-Designated Degree
Taught by Industry Leaders
Technical Analysis Concentration
No GRE/GMAT Required
If I could summarize my experience at Golden Gate University in one word, I would use the word transformative because of the experiences that I’ve had with my instructors and professors. The classes are very impactful with a detailed and meticulous curriculum that is applicable to my current job.
I’m grateful to have completed my undergraduate, graduate, and CFP® certification programs at Golden Gate University, ensuring a seamless and high-quality education in one place. The university’s rigorous academics, supportive community, and commitment to professional growth—along with valuable resources like its extensive library and Small Business Entrepreneur program—gave me the skills and confidence to launch my firm, Joyner Financial Planning. I’m proud to be part of an alumni network that values lifelong learning and real-world impact.
Learning Outcomes
Graduates of the MS in Finance program will have the knowledge and skills to:
- Evaluate and explain financial decisions regarding the firm’s investment and long- and short-term financing strategies by applying financial theory, quantitative decision-making tools, and analytical methods.
- Apply economic analysis to the firm’s decision-making, taking into account the impact of markets, institutions, and international trends on these decisions. Understand whether or to what extent a financial market satisfies the conditions of an efficient market.
- Define and measure business and financial risk. Describe the relationship between risk and return, and distinguish between expected and required returns. Explain how risk affects the valuation of real and financial assets, and describe techniques for managing risk.
- Evaluate the corporate governance structures of firms and examine the interactions, from a governance perspective, among firm management, financial markets, and stakeholders.
- Describe and evaluate the ethical implications of financial decision-making and financial practices, assess alternative recommendations for solutions to ethical financial problems, and offer appropriate resolutions to those problems.
Explore Finance Career Paths
Earning your Master’s in Finance will prepare you for a variety of career opportunities in this lucrative, fast-growing field. According to the Bureau of Labor Statistics, the demand for business and financial professionals is expected to grow 16% over the next decade, with an average of over 900,000 new job openings each year.
Career outcomes for our MS in Finance graduates include:
- International Tax Partner, KPMG
- Chief Financial Officer, Aspect Energy
- VP, Global Banking & Markets, Policy & Documentation Risk, Goldman Sachs
- Financial Advisor, Morgan Stanley
- Senior Revenue Analyst, LinkedIn
- Finance Program Manager, Stanford Health Care
- Financial Analyst, Visa
- Director, Loan Review & Credit Risk Audit, Bank of the West (BMO)
- Lead Financial Analyst, Voya Financial
- Head of Data Management Solutions, Retail Investor Group, Vanguard
- Senior Investment Manager, Private Wealth Management, Fidelity Investments

Admission Requirements
- Applicants should hold a bachelor’s degree from a regionally accredited U.S. institution or the equivalent from a recognized foreign institution (outside the United State), and provide official transcripts.
- All applicants will need to submit a Statement of Purpose (SOP) and a resume.
- For applicants with a GPA under 3.0, the Statement of Purpose should address the circumstances that led to the applicant’s academic performance, what has changed, and why they think they’ll be more successful now.
- Applicants whose native language is not English must meet the English Language Proficiency Admission Requirements.
Math Proficiency
Intermediate Algebra (Math 20); See Graduate Mathematics Proficiency Requirement for more information.
Writing Proficiency
Students are expected to possess proficiency in writing to ensure they can be successful in their course of study. Students may meet this requirement by satisfying one of the screening criteria listed under Graduate Writing Proficiency Requirement.
Curriculum
The Master of Science in Finance requires completion of 6 units in the foundation program and 30 units of advanced program coursework, with a cumulative grade-point average of 3.00 or better in courses taken at Golden Gate University that are applicable to the program’s requirements. Courses carry three semester units of credit unless otherwise noted.
All course prerequisites must be satisfied prior to enrolling in a given course and are indicated in the the course description for each course. Individual foundation program courses may be waived if the student has previously completed comparable courses at a regionally accredited college or university. Students may enroll in advanced program courses before they have completed the entire foundation program (provided they have met any course prerequisites) but must complete the foundation program by the time that they have enrolled in 12 units in the advanced program.
Select two of the following:
Select one ACCTG, FI, or MSBA 300/400-level course.
Instead of completing 9 units of elective courses, students may complete the Technical Analysis Concentration.
Concentrations
The Technical Analysis Concentration in the MS Finance Program focuses on using charts, technical indicators and statistical analysis to identify patterns and make investment decisions. The disciplined application of these methods are combined to analyze past market data and predict future price movements. Technical analysis is often used in conjunction with other forms of analysis, such as fundamental analysis, to make informed investment decisions. This concentration covers the disciplines of chart pattern analysis, trend identification, momentum indicators, oscillators, moving averages, sentiment and risk management. Investment methodology development and peak performance trading are studied. This concentration prepares students to become skilled in interpreting financial data and making informed investment decisions.
Featured Faculty

Dr. Anitha Manohar
Professor of Finance
Finance and Economics Department Chair
Dr. Anitha Manohar received her PhD in Finance from the University of South Carolina in 2009. Before joining Golden Gate University, she was an Assistant Teaching Professor of Finance at Quinnipiac University in Connecticut for four years and at Mercer University in Georgia for eight years. She has taught finance courses in Investments, Derivative Securities, Security Analysis, Corporate Finance, International Finance, Portfolio Theory and Financial Planning.

Brett Villaume
Adjunct Faculty
Brett Villaume has served as an adjunct professor at GGU teaching both online and on-campus since 2013. During his career, he was the Director of Investor Relations at a publicly traded financial institution headquartered in Southern California, and served as Research Analyst at a boutique investment banking and research firm based in San Francisco, California, covering publicly traded small- to mid-cap banks in the western region.

Keley R Petersen, MBA
Professor
Founder & CEO, Willow Grove Advisors, LLC
Keley R Petersen, MBA, is a Professor in the Ageno School of Business and the Founder & CEO of Willow Grove Advisors, LLC.

Peter Lou, CFA
Distinguished Adjunct Professor
CEO and President, Highmark Analytics Solutions Inc.
Peter Lou, CFA, is a banking professional with 25+ years of experience working for Ernst & Young Management Consulting, Wells Fargo Wealth Management, Union Bank Portfolio Analytics.

Robert Schott, MBA, CMT
Adjunct Professor
Chief Operating Officer and Chief Investment Officer, CJS Trading LLC
Robert is a Master’s Degree Instructor on Investments & Risk at Golden Gate University. An expert in derivatives, he brings over forty years of financial market experience to the position.
Graduate Tuition
The tuition for most graduate degree programs at Golden Gate University is $1,090 per unit, covering the cost of high-quality, career-focused education led by experienced faculty. This investment supports essential resources, including personalized academic advising, state-of-the-art technology, and student services designed to help adult learners succeed.

Frequently Asked Questions
What is the duration of the MS in Finance program at GGU?
The duration of the MS in Finance program at GGU depends on the student’s course load each term.
- Foundation Courses: 2 courses (6 units) –> These may be waived if the student has previously completed comparable courses with a final grade of “B” or higher at a regionally accredited institution.
- MS Finance Program Classes: 10 courses (30 units)
A full-time course load is 6 units per semester, but students can take up to 9 units per semester.
- Students taking 3 courses (9 units) per semester can complete the program in 4 semesters (16 months).
- Students taking 2 courses (6 units) per semester can complete the program in 6 semesters (24 months).
For a personalized study plan, students should consult with their academic advisor.
What is the total number of units required to complete the program?
The program requires the completion of 10 courses (30 units).
Are there any foundation courses required?
Yes, there are 2 courses (6 units) of foundation courses. These may be waived if the student has previously completed comparable courses with a final grade of “B” or higher at a regionally accredited institution.
Is the program STEM-designated?
Yes, the MS in Finance is a STEM-designated degree program. International students are eligible for a 24-month STEM OPT extension, allowing them to extend their Optional Practical Training (OPT) period in the U.S. after graduation.
Does the program offer any concentrations or specializations?
Yes, GGU offers a Technical Analysis Concentration within the MS in Finance program. This concentration helps students develop expertise in analyzing financial markets and investment strategies using technical indicators and chart patterns.
Is there a thesis requirement?
No, GGU’s MS in Finance program does not require a thesis. However, students engage in practical, hands-on coursework that aligns with industry needs, including CFA exam preparation.
What are the admission requirements for the MS in Finance program?
- Applicants must hold a bachelor’s degree from a regionally accredited U.S. institution or an equivalent foreign institution. Equivalent 3-year undergraduate degrees from foreign institutions will be considered.
- A Statement of Purpose and a resume are required. Applicants with a GPA under 3.0 should address their academic performance in the Statement of Purpose.
- International Students must meet English Language Proficiency requirements. GGU accepts TOEFL, IELTS, PTE, and Duolingo test scores as proof of proficiency. Some applicants may qualify for a waiver based on previous education in English-speaking institutions.
Does GGU accept 3-year undergraduate degrees from foreign institutions?
Yes, equivalent 3-year undergraduate degrees from foreign institutions will be considered.
Is the GMAT or GRE required for admission?
No, GGU does not require GMAT or GRE scores for admission to the MS in Finance program.
Is work experience required for admission?
The MS Finance program does no require full-time work experience. However, work experience is preferred and many MS students have between 1-3 years of work experience prior to enrolling, including internship experience. College seniors and recent college graduates are eligible to apply.
Can the program be completed online?
Yes, the MS in Finance program can be completed entirely online.
Online classes are fully asynchronous, with faculty office hours available on Zoom. Students are also welcome to attend networking and speaker events on campus.
Classes also available in a Hybrid format. Each hybrid class meets in-person for two consecutive days per semester, minimizing disruptions to work schedules. These in-person class meetings cannot be attended remotely, in-person attendance for these meetings are mandatory. Faculty are always available to meet with students on Zoom by appointment.
The hybrid classes satisfy “in residence” requirements for Veteran Affairs Education Benefits and residency requirements for international students (F-1 Visa holders)
Can I pursue the MSF program part-time?
Yes, the MS Finance program can be completed part-time to accommodate working professionals. However, international students should consult their academic advisor and International Student Services before opting for a part-time schedule.
Can I switch between online and hybrid formats during my program?
Students may have the option to switch between online and hybrid formats, depending on their enrollment status and program availability.
- F-1 and military students must ensure compliance with their respective regulations. Typically, they are required to take at least one hybrid course, while the remaining courses may be online if available. However, availability of online courses cannot be guaranteed.
- Domestic students (non-military) have the flexibility to switch between online and hybrid formats as needed.
For specific guidance based on your status and program requirements, we recommend consulting with an academic advisor.
What are the tuition fees for the program?
For detailed and up-to-date information on tuition fees, please refer to GGU’s tuition page.
Are there scholarships or financial aid options available?
Yes, GGU offers financial aid options. Prospective students are encouraged to contact the financial aid office for more information.
When can I start the program?
GGU offers multiple start dates, including fall, spring, and summer intakes. Check the admissions page for specific application deadlines.
What career services are available to MS in Finance students?
GGU provides career services, including resume workshops, interview coaching and networking events.
Are there networking opportunities with finance professionals?
Yes, GGU hosts guest speakers, industry panels and alumni networking events to connect students with finance professionals.
Are there opportunities for internships during the program?
Yes, the MS Finance program offers a Finance Internship course as an elective. Students can complete a finance internship for course credit.
As an international student, when can I begin working at an internship?
To qualify for internships, international students on an F-1 visa MUST complete two consecutive semesters as a full-time student. They must also submit a request to pursue the internship with the MS Finance Program director and the International student office.
Does the university offer CPT/OPT opportunities?
Yes, GGU allows international students to apply for Curricular Practical Training (CPT) during the program and Optional Practical Training (OPT) upon graduation.
The MS in Finance is a STEM-designated degree program. International students are eligible for a 24-month STEM OPT extension, allowing them to extend their Optional Practical Training (OPT) period in the U.S. after graduation.
What documents are required to obtain an I-20 form as an international student at Golden Gate University?
As an international student, you will need an I-20 form to apply for an F1 visa. To obtain the I-20 form from Golden Gate University (GGU), you must provide the following:
- A copy of your passport (including the address page, if applicable).
- A Golden Gate University Certificate of Finances signed by your sponsor.
- A bank letter verifying the sources of funds available, showing at least the minimum amount specified on the GGU Certificate of Finances.
How does the program prepare students for certifications like the CFA?
The MS in Finance program is certified by the Chartered Financial Analyst (CFA) Institute as a University Affiliation Program, meaning its curriculum aligns with CFA exam preparation.
What is the profile of the faculty teaching in the program?
GGU’s faculty consists of experienced professionals with extensive industry backgrounds, ensuring that students gain practical and relevant instruction. You can view several of our faculty members in the Featured Faculty section of our program page.
Are official transcripts from each college or university required to be mailed to GGU?
For the application process, NO. However, you are required to submit an official transcript for each school you attended or an official foreign evaluation (if you’ve attended an international school) before the first semester begins.
Do foreign transcripts have to be evaluated? What if its already in English?
Applicants with a bachelor’s degree from outside of the United States may be required to have their official transcripts evaluated, regardless if the transcript is printed in English. For the further information please visit the International Student Admission website.

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